Cycle insurance from the ETA includes cover for race events such as triathlon, time trials, downhill mountain biking, sportives and other competitive cycling both in Britain and abroad. No additional cost is made for race cover, but certain exclusions apply.
Does ETA cycle insurance cover race events?
Yes. When you are taking part in a cycle race or triathlon you are covered against theft, accidental damage and vandalism, but not third party cover, personal accident or cycle rescue. Third party insurance is usually the responsibility of the race organiser or will be included as part of your race licence if you have one.
Is my bicycle covered in transition areas?
When you take part in a triathlon, your bike is covered against theft when it is left in the transition area. The bike does not need to be locked while it is in the transition areas as long as the area is supervised by a marshal (which is usually the case).
Am I covered for race events while I’m on holiday?
Yes, in the same way as you are in Britain. You are covered against theft, accidental damage and vandalism while you are racing. In the case of triathlon, your bike is covered against theft when it is left in transition as long as the area is supervised by a marshal (which is usually the case). You are not covered against third party claims, personal accident cover or cycle rescue while racing. Third party liability is usually the responsibility of the race organiser or may be included as part of your race licence if you have one.
Does ETA cycle insurance cover accidental damage when racing?
Yes. Our policy covers accidental damage during competitive cycling whether it’s on-road during a sportif, off-road downhill mountain biking or indoors during a freestyle BMX competition.
How much will this cycle insurance cost?
See a list of the main benefits included in cycle insurance from the ETA or get an instant quote below.